A credit card can be declined for many reasons, and it doesn’t always mean there’s a serious problem. Here are the most common causes:

Insufficient funds or credit limit reached – You may have exceeded your available credit limit or don’t have enough credit remaining for the purchase.

Incorrect information entered – Simple typos in the card number, expiration date, CVV code, or billing zip code will trigger a decline.

Expired card – The card has passed its expiration date and is no longer valid.

Fraud prevention triggers – Unusual spending patterns, purchases in new locations, or large transactions can cause the card issuer to automatically decline as a security measure. This is especially common when traveling or making online purchases from new merchants.

Payment issues – A missed payment or your account being past due can result in the card being temporarily suspended.

Card not activated – New or replacement cards need to be activated before use.

Daily spending limits exceeded – Some cards have daily transaction limits that, once reached, prevent additional purchases.

Technical issues – Sometimes the merchant’s payment system or the card network experiences temporary glitches.

International transactions blocked – Some cards automatically decline foreign transactions unless you notify the bank beforehand.

The card is damaged – Physical damage to the magnetic stripe or chip can prevent the card from being read properly.

If your card is declined, the best step is to contact your card issuer directly – they can tell you the specific reason and help resolve the issue quickly.

Our Refund Policy

We understand that refund policies are important, and we want to be transparent about ours.

Due to the digital nature of our products and services at What Is Near Me, we are unable to offer refunds once access has been granted or digital content has been delivered.

Why digital products are different:

Unlike physical items that can be returned, digital products are delivered instantly and cannot be “returned” once you’ve received access. Once information, data, or digital services have been viewed or downloaded, they cannot be retrieved or revoked in the same way a physical product can.

What this means:

• Once you gain access to our location data, search features, or digital services, the transaction is complete
• The information and functionality are immediately available to you
• We’ve delivered the full value of the product at the point of purchase

We’re here to help:

If you’re experiencing technical issues, have questions about our services, or feel there was an error with your purchase, please contact our support team. While we cannot offer refunds, we’re committed to ensuring you get the value you paid for and resolving any legitimate concerns.

Questions? Reach out to us at +1 (706) 312-7231 and we’ll be happy to assist you.

Listing Name Change Policy

We want to help you maintain accurate information for your business. Here’s how listing name changes work:
Editing Your Current Listing Name:
You can update or correct the name of your existing listing at any time through your account dashboard at no additional cost. This is helpful for:

Fixing typos or errors
Updating your business name due to rebranding
Making minor adjustments to how your business appears

Creating a Listing with a Different Name:
If you need to create a separate listing with a completely different business name (rather than editing your current one), this would be considered a new listing and requires an account upgrade.
Why is a new listing different?
A new listing means additional visibility, another presence in our directory, and expanded reach for a different business or brand. This is a separate service from updating your existing listing information.
Need Multiple Listings?
If you operate multiple businesses, manage different locations, or need more than one listing, you’ll need to upgrade your account to a plan that supports additional listings.
Check our Packages and Pricing page for more details on plans that include multiple listings and find the option that best fits your needs.
Questions?
If you’re unsure whether you need to edit your current listing or create a new one, please contact our support team and we’ll be happy to guide you to the right solution.
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